Local Health Insurance Company
At Herman Novak Agency, we are committed to making sure that you have the proper health coverage. We know how difficult it is to make the right decision for health insurance. That’s why we’re here. Let us do the hard part. We provide one-on-one service to ensure that we understand your needs and find customized solutions to meet those needs. Whether you are looking for coverage for you and your family or health insurance for your employees, we can help you find the right solution. Call our office at (361) 552-1930 to book an appointment.
Types Of Health Insurance
We offer health insurance plans tailored to you, your family or your business needs. We want to work with you to understand your priorities, budget and solutions to fit your goals.
- Individual – your personal health coverage
- Family – coverage that includes you and members of your family
- Self-Employed – your personal coverage as a contractor or business owner
- Supplemental – fills in the gaps and pays deductibles and out of pocket costs
- Transitional – coverage due to loss of coverage
Medicare
If you are at least 65 years old or a person with certain disabilities or diseases, Medicare is an insurance program created just for you. Although it’s the most widely-used health insurance plan in the United States, Medicare is one of the most confusing plans to navigate. It is our country’s health insurance program that is managed by the federal government. If you have questions about the different solutions offered by Medicare and whether or not you qualify, the Herman Novak Agency can help. For those who already have Medicare, you may not know about all of the different health insurance plans available to you. Call our office today to learn about your options.
The Four Parts of Medicare
- Part A - covers hospital stays and services provided by skilled nursing facilities
- Part B – covers doctor office visits and preventative health care
- Part C – (Medicare Advantage) offers coverage through private insurance companies contracted with the Federal Government
- Part D - provides coverage for prescription drugs