Local Commercial Insurance Company
As a local company, the Herman Novak Agency, understands how vital it is to be protected from the “What If’s”. Your business is your greatest investment and we are here to help you move forward if a “What If” turns into a “What Happened”. Since 1986, our team has been trusted by many business owners throughout Calhoun, Victoria, & Matagorda Counties. Allow us to help you discover a personalized coverage option. Call our local Port Lavaca, TX based office at (361) 552-1930 to book an appointment.
General Liability Coverage
General liability is a great foundation for any business insurance coverage. It is there to cover your business, and any businesses that subcontract you, from unexpected costs that arise from events, such as:
- Non-Employee Bodily Injury
- Property Damage
- Copyright, Libel, & Slander
- Lawsuit Expenses
- Any Financial Loss Caused by Advertising
General liability covers the basics and protects your assets. With that said, most companies will need other policies to ensure well rounded coverage. We will work directly with you and listen to your concerns to ensure that we design a personalized solution.
Commercial Auto Insurance
If you have a vehicle or fleet that is used for business purposes, then you should consider commercial automotive insurance. This form of insurance is available for many types of vehicles, ranging from cars and trucks to refrigeration and box trucks. Your commercial auto insurance can cover the following:
- Auto Liability
- Non-Employee Bodily Injury
- Non-Employee Property Damage
- Personal Injury Protection (PIP)
- Comprehensive Repair & Replacement Coverage
- Collision
- Uninsured Motorist
- Gap Insurance
Allow our team to walk you through each option and personalize it to your company’s needs.
Business Owners Policy
The Business Owners Policy (BOP) is an insurance “package” that fuses general liability and commercial property insurance. This is a great option for small to medium size businesses that are looking for comprehensive coverage without breaking the budget. We want you to feel confident in your insurance solution. Call us to discover personalized options.